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Tag Archives: Marketplace

Thankful for Your Health Coverage? Talk to Your Family & Friends This Thanksgiving About Health Coverage!

It’s Open Enrollment Time!

Over Thanksgiving, check in with your friends and family to make sure everyone knows that health coverage is available for those who don’t have it. Here are some simple messages to share to make sure everyone knows about health coverage options available through the Marketplace and Medicaid. 

  • Low-cost plans
  • Free, in-person help
  • Financial help available

See below for more information about how to get covered, and have a happy Thanksgiving!


If You Had Coverage Last Year:

If you signed up for coverage through the Marketplace last year, you need to renew or possibly change your coverage for this upcoming year.

  • Visit www.healthcare.gov. On the home page, click the button “Log In to Keep/Change Plan”
  • Update your family and income information.
  • Compare plans offered this year in the Marketplace with the plan you had last year.  You may find a plan that offers better coverage, lower premiums or co-pays, or more financial help. Consider a silver level plan because if your income is under 250% of the Federal Poverty Level it can provide help with deductibles and co-pays.
  • If you need help deciding between your previous plan and a new one you can get free, in- person enrollment assistance. Visit www.uhcanohio.org/enrollmenthelp to find a local assister.

If You Need Health Coverage:

If your employer doesn’t offer health coverage that meets federal standards or if you don’t qualify for Medicaid, you can enroll in health coverage through the Health Insurance Marketplace through January 31, 2016. If you want your coverage to start on January 1, 2016, you need to select and pay your first month’s premium by December 15, 2015. Some insurance companies might accept payment up to the end of the month. If you make around $16,000 a year as an individual or $33,000 a year as a family of 4, visit www.benefits.ohio.gov to see if you qualify for Medicaid.

  • Visit www.healthcare.gov. On the homepage, click “Take the first step to apply”.
  • If you’re new to buying health coverage, click here to get 5 tips about the Health Insurance Marketplace.
  • Enter “Ohio” as your state, and either start your application by clicking “Apply” or check out what plans are being offered and their prices first by clicking “Plans and Prices”.
  • Remember that 8 in 10 Ohioans qualify for financial help that lowers your monthly health insurance costs and some Ohioans even qualify for help paying out-of-pocket costs. Click here to do a quick check to see if you qualify for financial help.
  • When comparing plans, first consider a silver level plan in order to maximize your financial help if you qualify. Second, pay close attention to what the premiumdeductible, and co-pay is for each plan. A higher deductible plan may have a lower premium, but that means your out-of-pocket costswhenever you see the doctor may be more expensive.
  • If you need help choosing the best plan for you, in person enrollment assistance is available. Visitwww.uhcanohio.org/enrollmenthelp to find a local assister.

UHCAN Ohio is here to help you with your enrollment needs. If you have any questions, don’t hesitate to contact us at 614-456-0060 x233.

Why We Need the Affordable Care Act: Violet’s Story

This blog was originally posted March 23, 2011 on the Health Policy Hub:
Why We Need the Affordable Care Act: Violet’s Story –  Melly, Director of Communications

As we mark the first anniversary of the Affordable Care Act (ACA) today, it’s important to remember what this law is all about: people. So instead of filling our space here with words that tell, we thought it would be better to show what the ACA means to real people. We encourage you to watch this moving video about Violet and her family, and please do all you can to spread this story far and wide through blogs, Twitter, Facebook, websites, and any other way you know how.

This is why we all worked so hard to pass the ACA and need to continue to fight for the law. And this is why it matters. 

View this post online: http://blog.communitycatalyst.org/index.php/2011/03/23/why-we-need-the-affordable-care-act-violets-story/

Visit Protect Your Care for more on Violet and others helped by the law.

– Kathy Melly, Director of Communications

Healthcare Reform Plans Will Help Many Students

Healthcare Reform Plans Will Help Many Students
By Eric Lander – February 11, 2011 4:05 PM

Healthcare reform appears ready to help a number of college and university students. Students who purchase health insurance coverage through their U.S. college or university will benefit from healthcare reform protection health officials have said.
Kathleen Sibelius, secretary of the Department of Health and Human Services, says a college student will… read more

UHCAN Ohio’s Approach to Educating People Who are Newly Insured

Submitted by achenault on Wed, 04/06/2016 – 2:11pm
According to the latest report from CMS on enrollment, during the last open enrollment period from November 1, 2015 – February 1, 2016, 243,715 Ohioans selected plans in the Marketplace. 84% of those received premium tax credits to help pay for their premiums.

Getting health coverage is only the first step. Learning how to use your coverage and connecting with a doctor is the second step, which goes largely unaddressed. That’s why UHCAN Ohio has shifted our focus to health insurance literacy through our outreach and enrollment project.

Our Approach:

We have compiled easy-to-understand handouts that help people understand how to use their insurance. We are using these materials along with a simple PowerPoint to host education groups for the newly insured at local churches and community organizations.

What We’ve Learned:

We’ve learned that about half of those that attend have not yet connected to a primary care doctor. We’ve also learned many do not know what services are covered as preventive services or understand their out of pocket costs. Most importantly, we’ve learned how valuable it was to provide an opportunity for people to ask questions. A forum for questions and answers allowed newly insured to take the next steps in getting the care they need.

Results:

By the end of the health insurance literacy groups, participants demonstrated increased knowledge in the following areas: 1) how to connect to primary care, 2) out-of-pocket cost, and 3) what services are considered preventive care.

Next Steps:

What do you think are the most confusing things about insurance? Email us at info@uhcanohio.org.